Disclaimer

1. General Information Only

The calculators, tools, and content on Bharat पूंजी are provided for general informational and educational purposes only. They are not intended to be and should not be construed as financial, investment, tax, legal, or accounting advice.

2. No Professional Advice

The results generated by our calculators are based on user-provided inputs and standard financial formulas. They do not account for your specific personal circumstances, risk tolerance, or financial situation. Always consult a qualified financial advisor, tax professional, or legal expert before making any financial decisions.

3. Accuracy Not Guaranteed

While we make every effort to ensure the accuracy of our calculators, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information or calculations. Financial rules, tax slabs, interest rates, and regulations change over time. You should verify current rates and rules from official government sources.

4. No Liability

In no event shall Bharat पूंजी, its operators, contributors, or affiliates be liable for any loss or damage, including without limitation indirect or consequential loss or damage, arising out of or in connection with the use of this website or its calculators.

5. Third-Party Content

This website may include links to third-party websites, advertisements via Google AdSense, and embedded content. We do not endorse, control, or assume responsibility for the accuracy or reliability of any third-party content.

6. Investment Risks

Past performance is not indicative of future results. Any historical return figures or projections shown by calculators (e.g., SIP, PPF, FD, Mutual Funds, NPS) are hypothetical and do not guarantee actual returns. Investments are subject to market risks. Read all scheme-related documents carefully before investing.

7. Tax Advice

Tax calculators on this website are for estimation purposes only. Actual tax liability may vary based on individual circumstances, exemptions, deductions, and changes in tax laws. Consult a chartered accountant or tax professional for tax planning.

8. Changes

We reserve the right to update or modify this disclaimer at any time without prior notice. Changes are effective immediately upon posting.

9. Contact

If you have questions about this disclaimer, contact us at legal@bharatpunji.com.