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Bharat पूंजी

Terms of Service

Last updated: May 2026

1. Acceptance of Terms

By accessing or using Bharat पूंजी (“the Website”), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Website.

2. Description of Service

Bharat पूंजी provides free online financial calculators for Indian users. All calculations are performed client-side in your browser using JavaScript. We do not store, transmit, or process your financial data on any server.

3. No Financial Advice

All calculators are for informational and educational purposes only. They do not constitute financial, investment, tax, or legal advice. You should consult a qualified professional before making financial decisions. See our Disclaimer for details.

4. Accuracy of Calculations

We strive for accuracy but cannot guarantee that results are error-free. Calculations may differ from actual figures due to rounding, assumption variations, or regulatory changes. You use the calculators at your own risk.

5. Intellectual Property

All content, design, code, and branding on Bharat पूंजी are our property or licensed to us. You may not reproduce, distribute, or modify any part of the Website without prior written consent.

6. User Conduct

You agree not to:

  • Use the Website for any unlawful purpose
  • Attempt to disrupt or damage the Website
  • Scrape, crawl, or extract data without authorization
  • Misrepresent the accuracy or origin of our calculators

7. Third-Party Links & Ads

The Website may contain links to third-party sites and display advertisements via Google AdSense. We are not responsible for the content, privacy practices, or accuracy of third-party sites.

8. Limitation of Liability

Bharat पूंजी and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website or reliance on calculator results.

9. Changes to Terms

We reserve the right to modify these terms at any time. Changes are effective immediately upon posting. Continued use of the Website after changes constitutes acceptance of the new terms.

10. Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in India.

11. Contact

For questions about these terms, contact us at legal@bharatpunji.com.